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Gmail Navigation Shortcuts
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These combinations of keystrokes speed up navigating among top level views such as Inbox, Sent Mail, All Mail, Spam, Trash, Drafts, Contacts and Tasks. All letters in the keystroke combinations are shown in lower case but are not case sensitive. An example: “g then i” means press the “g” key then the “i” key, one right after the other.

g then i – Open the Inbox.
g then s – Open Starred.
g then t – Open Sent Mail.
g then d – Open Drafts.
g then a – Open All Mail.
g then c – Open Contacts.
g then k – Open Tasks.

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College Affordability
www.act.mtv.com

Did you know that upwards of 2 million college students don't apply for financial aid that is available to them each year?

Seeing as though difficulty paying for school is one of the top reasons students fail to graduate, it seems a little odd that so many of us are passing on free money.

But a recent College Board study found that almost two thirds of students surveyed thought the process of applying for financial aid was difficult and time consuming.

And quite honestly, we agree with them.
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What Should I Know About Identity Theft and Fraud?
www.smartaboutmoney.org

If someone steals your personal information to commit a crime, that is identity theft.. READ HERE

SHOW ME THE MONEY!!!

What I Should I Know About Foreclosure Frauds? www.SmartABoutMoney.org

Mortgage loan modification frauds are on the rise across the country. Foreclosure scammers use phone calls, direct mail, the Internet, e-mail, and even door-to-door solicitations to attract potential victims. If you’re struggling to remain in your home, you’re a prime target for these scams...

It’s important to work only with a nonprofit counselor that’s approved by the U.S. Department of Housing and Urban Development (HUD). For a list of certified counselors, visit HUD or call 877-HUD-1515 (877-483-1515). If the name of the organization with which you are considering working is not on the list, switch to one that is.

Be aware of these common ploys:
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See Student Loan Debt Clock here

Avoiding Refinancing Costs After Divorce www.nytimes.com

DIVORCED homeowners wrangling with the task of removing a former spouse's name from the mortgage after buying out his or her equity stake in the marital house may think that refinancing is the only choice.

There is another, little-known option that can avoid refinancing and its costs, which generally run 3 to 6 percent of the outstanding loan principal, according to LendingTree... READ HERE

Short Sale (real estate) = the process of selling a house for less than what is owed on it.

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MOTIVATION: Get Your Daily Dose Here

"Motivation doesn't last, but neither does taking a bath. That's why we recommend it daily"
-Zig Ziglar

Pay It Forward

The expression "pay it forward" is used to describe the concept of asking that a good turn be repaid by having it done to others instead.
- Wikipedia